16 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 16 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,165 sqft · built 1982
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Nov 1995)
Tax Bill	$9,804 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-18-00007`

Property Details

APN / Parcel Number

Primary APN	`21-00002-18-00007`
Alternative APNs	`2100002001800007` `321807`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,165 sqft Living Area
1st Floor Area	1,203 sqft
Upper Floors Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	78 sqft

Exterior Amenities

Porch	Open Porch
Deck Area	308 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	321807
Street Address	16 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 02
Legal Block	2.18
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2019
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 PINE NEEDLE ST, HOWELL, NJ 07731-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1995 · Amount on Record
Deed Sale	Nov 3, 1995 · Amount on Record
Deed Book / Page	5456 / 430
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 7, 2026
Property Address	16 PINE NEEDLE ST, HOWELL, NJ 07731-2654
Document Number	0000065383
Book / Page	9807 / 11
Instrument Date	Jul 20, 2026
Instrument	202665383
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PINE NEEDLE ST, HOWELL, NJ 07731-2654

Mortgage

Document Number	0000065383,
Date	Aug 7, 2026
Book Page	9807/11
Instrument	202665383

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 PINE NEEDLE ST, HOWELL, NJ 07731-2654
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096540410
Date	Jul 31, 2023
Book Page	9654/410
Instrument	2023052253

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 PINE NEEDLE ST, HOWELL, NJ 07731-2654
Document Number	0000116968
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 PINE NEEDLE ST HOWELL NJ 077312654, HOWELL, NJ 07731-2654

Mortgage

Document Number	0000116968
Date	Dec 6, 2019
Book Page	009384/001287
Instrument	116968

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,300 (+7.4%) Land $369,200 Building $245,100	$614,300 (+7.4%) Land $369,200 Building $245,100
2025	$9,804.00 (+4.93%)	$572,000 (+23.81%) Land $329,200 Building $242,800	$572,000 (+23.81%) Land $329,200 Building $242,800
2024	$9,343.00 (+14.48%)
2023		$462,000 Land $229,200 Building $232,800	$462,000 Land $229,200 Building $232,800
2022	$8,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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