20 Pilgrim Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 20 Pilgrim Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,671 sqft · built 1944
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Nov 1997)
Tax Bill	$10,627 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38760-30`

Property Details

APN / Parcel Number

Primary APN	`38760-30`
Alternative APNs	`WATE M:0725 B:0018 L:0005` `8859`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,671 sqft Living Area
Gross Area	3,996 sqft
Basement Area	1,287 sqft
Unfinished Basement	257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8859
Street Address	20 PILGRIM RD
City	WATERTOWN
State	MA
Zip	02472-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Block	18
Legal Lot Number	5
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2007
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 PILGRIM RD, WATERTOWN, MA 02472-2228
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1997 · Amount on Record
Deed Sale	Nov 19, 1997 · Amount on Record
Last Transfer Date	Aug 26, 2021
Transfer Doc	0078591-73
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 31, 2021
Property Address	20 PILGRIM RD, WATERTOWN, MA 02472-2228
Document Number	0078591-73
Book / Page	78591 / 73
Instrument Date	Aug 26, 2021
Instrument	194355
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 PILGRIM RD, WATERTOWN, MA 02472-2228

Mortgage

Document Number	0000194356
Date	Aug 31, 2021
Instrument	194356

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 31, 2021
Property Address	20 PILGRIM RD, WATERTOWN, MA 02472-2228
Document Number	78591-73
Book / Page	78591 / 73
Instrument Date	Aug 26, 2021
Instrument	194355
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 PILGRIM RD, WATERTOWN, MA 02472-2228

Mortgage

Document Number	78591-77
Date	Aug 31, 2021
Book Page	78591/77
Instrument	194356

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	20 PILGRIM RD, WATERTOWN, MA 02472-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76185-465
Date	Nov 17, 2020
Book Page	76185/465
Instrument	215202

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,627.00 (+6.09%)	$871,100 (+1.57%) Land $478,100 Building $393,000	$784,320 (-)
2025	$10,017.00 (+13.58%)	$857,600 (+13.77%) Land $478,100 Building $379,500	$784,320 (-15.78%)
2024	$8,819.00 (-10.09%)	$753,800 (+4.36%) Land $458,300 Building $295,500	$931,285
2023	$9,809.00	$722,300 Land $436,500 Building $285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	59 units insured incl. 56 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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