16 Pilgrim Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 16 Pilgrim Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,609 sqft · built 1943
Lot Size	0.166 acres (7,230 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2017)
Tax Bill	$10,103 (2026)
Deeds & Mortgages	Mar 2021 Refinance Oct 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38750-34`

Property Details

APN / Parcel Number

Primary APN	`38750-34`
Alternative APNs	`WATE M:0725 B:0019 L:0004` `8860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,609 sqft Living Area
Gross Area	3,077 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,230 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8860
Street Address	16 PILGRIM RD
City	WATERTOWN
State	MA
Zip	02472-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Subdivision	PILGRIM ESTATES
Legal Block	19
Legal Lot Number	4
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2007
Census Tract	370104

Owner

16 Pilgrim Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 PILGRIM RD, WATERTOWN, MA 02472-2228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Apr 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jul 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on File
Deed Sale	Jul 20, 2017 · Amount on File
Prior Sale	Nov 28, 1997 · Amount on File
Deed Book / Page	69631 / 270
Transfer Doc	069631-270
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	16 PILGRIM RD, WATERTOWN, MA 02472-2228
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077145-195
Date	Mar 5, 2021
Book Page	77145/195
Instrument	49634

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	16 PILGRIM RD, WATERTOWN, MA 02472-2228
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080859-360
Date	Oct 24, 2022
Book Page	80859/360
Instrument	157886

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	16 PILGRIM RD, WATERTOWN, MA 02472-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74530-67
Date	Apr 24, 2020
Book Page	74530/67
Instrument	60394

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	16 PILGRIM RD, WATERTOWN, MA 02472-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73121-308
Date	Aug 16, 2019
Book Page	73121/308
Instrument	121892

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 20, 2017
Property Address	16 PILGRIM RD, WATERTOWN, MA 02472-2228
Document Number	69631-270
Book / Page	069631 / 000270
Instrument Date	Jul 17, 2017
Instrument	113183
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,192.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PILGRIM RD WATERTOWN MA 024722228, WATERTOWN, MA 02472-2228

Mortgage

Document Number	69631-273
Date	Jul 20, 2017
Book Page	069631/000273
Instrument	113184

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16 Pilgrim Rd was $10,103, up 6.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,103.00 (+6.4%)	$828,100 (+1.87%) Land $491,000 Building $337,100	$1,037,590 (-)
2025	$9,495.00 (+12.86%)	$812,900 (+13.04%) Land $491,000 Building $321,900	$1,037,590 (+13.56%)
2024	$8,413.00 (-10.18%)	$719,100 (+4.26%) Land $469,900 Building $249,200	$913,710
2023	$9,366.00	$689,700 Land $447,600 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Pilgrim Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	59 units insured incl. 56 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Pilgrim Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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