20 Phillips Dr, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 20 Phillips Dr, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,570 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (May 2024)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0003B090000`

Property Details

APN / Parcel Number

Primary APN	`0003B090000`
Alternative APNs	`0003B090` `4014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,570 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Area	240 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4014
Street Address	20 PHILLIPS DR
City	FORT OGLETHORPE
State	GA
Zip	30742-3773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-2
Legal Description	LOT 68 GILBERT STEPHENSON
Legal Subdivision	GILBERT STEPHENSON
Legal Block	H
Legal Lot Number	68
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	1
Census Block	1026
Census Tract	30701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catoosa County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit ANDREW JOHNSON BANK
Feb 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	May 2, 2024
Deed Document Number	20242598
Deed Book / Page	2326 / 276
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	0023260273
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	20 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3773
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3773

Mortgage

Document Number	0024360000000603
Date	Mar 13, 2026
Book Page	0000002436/0000000603

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	20 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3773
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PHILLIPS DR
Investor	Possibly a Property Investor

Mortgage

Document Number	0022660000000838
Date	Mar 16, 2023
Book Page	0000002266/0000000838
Instrument	001582

Lender

Name	ANDREW JOHNSON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 10, 2023
Property Address	20 PHILLIPS DR, FT OGLETHORPE, GA 30742-3773
Document Number	0022630378
Book / Page	2263 / 378
Instrument Date	Feb 10, 2023
Instrument	2023-000267
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7384 NASHVILLE ST, RINGGOLD, GA 30736-2428

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00 (+1,115.87%)	$112,619 (+1,417.37%) Land $7,600 Building $105,019	$281,548 (+1,417.37%) Land $19,000 Building $262,548
2023	$208.00	$7,422 Land $7,422	$18,555 Land $18,555
2022	$208.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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