15 Phillips Dr, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 15 Phillips Dr, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1963
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2020)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0003B069000`

Property Details

APN / Parcel Number

Primary APN	`0003B069000`
Alternative APNs	`0003B069` `3993`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	128 ft deep x 85 ft wide
Garage Area	351 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3993
Old Parcel Number	0003B069000
Street Address	15 PHILLIPS DR
City	FORT OGLETHORPE
State	GA
Zip	30742-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-2
Legal Description	LOT 47 GILBERT STEPHENSON
Legal Subdivision	GILBERT STEPHENSON
Legal Lot Number	47
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	1
Census Block	1025
Census Tract	30701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Phillips Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING
Jun 12, 2020	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit COOSA VLY CU
Aug 31, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	0002057656
Deed Book / Page	2057 / 656
Last Transfer Date	Jun 12, 2020
Transfer Doc	0020570656
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	15 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755

Mortgage

Document Number	0021720000000554
Date	Sep 30, 2021
Book Page	0000002172/0000000554
Instrument	009626

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 12, 2020
Property Address	15 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Document Number	0020570656
Book / Page	002057 / 000656
Instrument Date	Jun 10, 2020
Instrument	4401
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	15 PHILLIPS DR FORT OGLETHORPE GA 307423755, FORT OGLETHORPE, GA 30742-3755

Mortgage

Document Number	20570658
Date	Jun 12, 2020
Book Page	002057/000658

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	15 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Document Number	0019680841
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PHILLIPS DR FORT OGLETHORPE GA 307423755, FORT OGLETHORPE, GA 30742-3755

Mortgage

Document Number	0019680841
Date	Dec 26, 2018
Book Page	001968/000841

Lender

Name	COOSA VLY CU
Address	ROME, GA 30165

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2033

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	15 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Document Number	0018970800
Book / Page	001897 / 000800
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PHILLIPS DR FORT OGLETHORPE GA 307423755, FORT OGLETHORPE, GA 30742-3755

Mortgage

Document Number	0018970800
Date	Sep 11, 2017
Book Page	001897/000800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 15 Phillips Dr was $1,443 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00 Homeowner's exemption	$79,056 Land $7,600 Building $71,456	$197,640 Land $19,000 Building $178,640
2023	$1,347.00 (+18.68%) Homeowner's exemption	$51,609 Land $7,705 Building $43,904	$129,023 Land $19,263 Building $109,760
2022	$1,135.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Phillips Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Phillips Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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