Bergen County and Upper Saddle River Borough property record for 20 Peach Tree Pl, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 5,693 sqft · built 1997 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (May 2011) |
| Tax Bill | $32,043 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00907-0000-00001 |
| Primary APN | 63-00907-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,693 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 101179 |
|---|---|
| Street Address | 20 PEACH TREE PL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | EAST HILL ESTATE SEC III |
| Legal Block | 907 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53201 |
20 Peach Tree Pl is owned and occupied by two individuals who bought it in May 2011.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2011 · Amount on File |
| Deed Sale | May 18, 2011 · Amount on File |
| Deed Document Number | 20117450188 |
| Deed Book / Page | 745 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITILE |
| Name | Verified Name |
|---|
| Document Number | 0025161576 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 02516/1576 |
| Instrument | 17-008540 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034351967 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 3435/1967 |
| Instrument | 19-086477 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 20 Peach Tree Pl was $32,043, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,237,200 (-) Land $418,000 Building $819,200 | $1,237,200 (-) Land $418,000 Building $819,200 | |
| 2025 | $32,043.00 (+1.73%) | $1,237,200 Land $418,000 Building $819,200 | $1,237,200 Land $418,000 Building $819,200 |
| 2024 | $31,499.00 | ||
| 2023 | $1,237,200 Land $418,000 Building $819,200 | $1,237,200 Land $418,000 Building $819,200 | |
| 2022 | $30,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Peach Tree Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Peach Tree Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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