Bergen County and Upper Saddle River Borough property record for 16 Peach Tree Pl, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 7,502 sqft · built 1994 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,910,000 (Apr 2022) |
| Tax Bill | $46,628 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00908-0000-00004-04 |
| Primary APN | 63-00908-0000-00004-04 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,502 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Street Address | 16 PEACH TREE PL |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | PEACH TREE HOMESITES |
| Legal Block | 908 |
| Legal Lot Number | 4.04 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on Record |
| Deed Sale | Apr 6, 2022 · Amount on Record |
| Prior Sale | Mar 19, 2018 · Amount on Record |
| Deed Document Number | 202239701 |
| Deed Book / Page | 4645 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 6, 2022 |
| Property Address | 16 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Document Number | 0046450585 |
| Book / Page | 4645 / 585 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022039701 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,786.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 152 W NECK RD, 152, SOUTHAMPTON, NY 11968-2273 |
| Name | Verified Name |
|---|---|
| Address | 16 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Document Number | 2022039702 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022039702 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 PEACH TREE PL, UPPER SADDLE RIVER, NJ 07458-1735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0045131513 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 4513/1513 |
| Instrument | 2021187926 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | Other |
| Max Rate | 7.25% |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,800,300 (-) Land $418,000 Building $1,382,300 | $1,800,300 (-) Land $418,000 Building $1,382,300 | |
| 2025 | $46,628.00 (+1.73%) | $1,800,300 (-) Land $418,000 Building $1,382,300 | $1,800,300 (-) Land $418,000 Building $1,382,300 |
| 2024 | $45,835.00 (+3.44%) | ||
| 2023 | $1,800,300 Land $418,000 Building $1,382,300 | $1,800,300 Land $418,000 Building $1,382,300 | |
| 2022 | $44,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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