20 Overhills Dr, Saint Louis, MO 63124 Property Records

St. Louis County property record for 20 Overhills Dr, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 7,497 sqft · built 1935
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on File
Last Sale	$1,573,000 (Apr 2018)
Tax Bill	$43,440 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19L-21-0051`

Property Details

APN / Parcel Number

Primary APN	`19L-21-0051`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	7,497 sqft Living Area
Gross Area	9,131 sqft
1st Floor Area	1,601 sqft
Basement Area	468 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	134,165 sqft
Lot Dimensions	161 ft deep x 169 ft wide
Garage Type	Attached
Garage Area	1,166 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Frame Porch
Porch Area	422 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 OVERHILLS DR
City	SAINT LOUIS
State	MO
Zip	63124-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33A
Legal Description	VON SCHRADER ESTATE LOT PT 3 (AKA OVERHILL LOT 1)
Legal Subdivision	VON SCHRADER ESTATE
Legal Lot Number	3,1
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1005
Census Tract	217500

Owner

20 Overhills Dr is owned and occupied by two individuals who bought it in April 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 2, 2018	Grant Deed, Transfer INVESTORS TITLE COMPANY-CLAYTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	2018609
Deed Book / Page	22964 / 3716
Prior Transfer Date	Apr 3, 2002
Prior Transfer Doc	0000001433
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	20 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238645624
Date	Jan 2, 2020
Book Page	23864/5624
Instrument	2020010200814

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 2, 2018
Property Address	20 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Document Number	0229643716
Book / Page	022964 / 003716
Instrument Date	Mar 30, 2018
Instrument	609
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 OVERHILLS DR ST LOUIS MO 631241532, ST LOUIS, MO 63124-1532

Tax Assessment & Valuation

The 2025 property tax bill for 20 Overhills Dr was $43,440, up 134.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,950 (-) Land $438,900 Building $230,050	$3,520,800 (-) Land $2,310,000 Building $1,210,800
2025	$43,440.00 (+134.7%)	$668,950 Land $438,900 Building $230,050	$3,520,800 Land $2,310,000 Building $1,210,800
2024	$18,509.00 (+2.81%)
2023	$18,003.00	$267,260 Land $147,920 Building $119,340	$1,406,600 Land $778,500 Building $628,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Overhills Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Overhills Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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