14 Overhills Dr, Saint Louis, MO 63124 Property Records

St. Louis County property record for 14 Overhills Dr, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 7,639 sqft · built 1984
Lot Size	3 acres (130,680 sqft)
Owner	2 Trust Names on File
Last Sale	$2,800,000 (Mar 2024)
Tax Bill	$47,567 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19L-12-0037`

Property Details

APN / Parcel Number

Primary APN	`19L-12-0037`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	7,639 sqft Living Area
Gross Area	10,292 sqft
1st Floor Area	3,157 sqft
Attic	Attic
Attic Area	416 sqft
Basement Area	1,693 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	850 sqft
Porch	Open Frame Porch
Porch Area	508 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 OVERHILLS DR
City	SAINT LOUIS
State	MO
Zip	63124-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33A
Legal Description	VON SCHRADER ESTATE PARTITION LOT PT 2 FRNTG 268.95 FT ON W LINE PV OF OVERHILLS DR
Legal Subdivision	VON SCHRADER ESTATE PARTITION
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1005
Census Tract	217500

Owner

14 Overhills Dr is owner-occupied and held in a trust since March 2024.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ENTERPRISE BANK & TRUST
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit UMB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Mar 4, 2024 · Amount on File
Deed Document Number	202434366
Prior Transfer Date	Feb 27, 2024
Prior Transfer Doc	0000000365
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 22, 2021
Property Address	14 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Document Number	0250042944
Book / Page	25004 / 2944
Map Reference	MB 11 PG 25
Instrument Date	Jul 14, 2021
Instrument	2021072200441
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 ROLLING VIEW RD, 403, SAINT LOUIS, MO 63141-8641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OVERHILLS DR, SAINT LOUIS, MO 63124-1532

Mortgage

Document Number	2021072200442
Date	Jul 22, 2021
Instrument	2021072200442

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	14 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238801068
Date	Jan 13, 2020
Book Page	23880/1068
Instrument	2020011300178

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.78%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.78%
Index	1-Year CMT
Margin	2
Max Rate	8.78%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	14 OVERHILLS DR, SAINT LOUIS, MO 63124-1532
Document Number	0234280598
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14 OVERHILLS DR ST LOUIS MO 631241532, ST LOUIS, MO 63124-1532

Mortgage

Document Number	0234280598
Date	Mar 7, 2019
Book Page	023428/000598
Instrument	178

Lender

Name	UMB BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 Overhills Dr was $47,567, up 90.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,510 (-) Land $427,500 Building $305,010	$3,855,300 (-) Land $2,250,000 Building $1,605,300
2025	$47,567.00 (+90.89%)	$732,510 Land $427,500 Building $305,010	$3,855,300 Land $2,250,000 Building $1,605,300
2024	$24,919.00 (+0.19%)
2023	$24,872.00	$369,230 Land $146,300 Building $222,930	$1,943,300 Land $770,000 Building $1,173,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Overhills Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Overhills Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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