20 Oval Rd, #1, Irvine, CA 92604 Property Records

Orange County property record for 20 Oval Rd, #1, Irvine, CA 92604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,048 sqft · built 1972
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2017)
Tax Bill	$5,190 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`932-400-01`

Property Details

APN / Parcel Number

Primary APN	`932-400-01`
Alternative APN	`449-171-05`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,048 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Garage Area	237 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20 OVAL RD, 1
City	IRVINE
State	CA
Zip	92604-2460
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 7403 BLK LOT 1 UN 1 TR 7403 LOT 1 UNIT 1 OF PROJECT LOCATED ON AP
Legal Subdivision	TRACT NO 7403
Legal Tract	7403
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52505

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 OVAL RD, 1, IRVINE, CA 92604-2460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC ACG FUNDING INC
Dec 15, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Dec 15, 2017	Grant Deed, Transfer · Conventional with PMI AAA CAP INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2017541232
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000500087
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 OVAL RD # 1, 1, IRVINE, CA 92604-2460
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OVAL RD 1, 1, IRVINE, CA 92604-2460

Mortgage

Document Number	0000078231
Date	Feb 4, 2021
Instrument	2021000078231

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 OVAL RD # 1, 1, IRVINE, CA 92604-2460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368122
Date	Jul 29, 2020
Instrument	2020000368122

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 OVAL RD # 1, 1, IRVINE, CA 92604-2460
Document Number	0000024808
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20 OVAL RD #1 IRVINE CA 926042460, 1, IRVINE, CA 92604-2460

Mortgage

Document Number	0000024808
Date	Jan 21, 2020
Instrument	24808

Lender

Name	ACG FUNDING INC ACG FUNDING INC
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2017
Property Address	20 OVAL RD # 1, 1, IRVINE, CA 92604-2460
Document Number	0000541231
Instrument Date	Nov 10, 2017
Instrument	541231
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20 OVAL RD #1 IRVINE CA 926042460, 1, IRVINE, CA 92604-2460

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2017
Property Address	20 OVAL RD # 1, 1, IRVINE, CA 92604-2460
Document Number	0000541232
Instrument Date	Nov 3, 2017
Instrument	541232
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20 OVAL RD #1 IRVINE CA 926042460, 1, IRVINE, CA 92604-2460

Mortgage

Document Number	541233
Date	Dec 15, 2017
Instrument	541233

Lender

Name	AAA CAP INV
Type	Funding / Finance Company
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,049 (+2%) Land $430,583 Building $68,466
2025	$5,190.00 (+4.95%) Homeowner's exemption	$489,264 (+4.04%) Land $422,140 Building $67,124
2023	$4,945.00 (+2.02%) Homeowner's exemption	$470,266 Land $405,748 Building $64,518
2022	$4,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile, Verizon.

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