20 Olive St, Saco, ME 04072 Property Records

York County and Saco City property record for 20 Olive St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,960 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Tax Bill	$5,880 (2025)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C0640R`

Property Details

APN / Parcel Number

Primary APN	`C0640R`
Alternative APNs	`SACO M:034 L:067 U:000-000` `M:034 L:067 U:000=000` `034 067 00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	034 067 00
Street Address	20 OLIVE ST
City	SACO
State	ME
Zip	04072-1634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Legal Block	2
Legal Lot Number	67
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2002
Census Tract	5200

Owner

20 Olive St, a duplex, is owned by a company that acquired it in January 2020.

Source: York County and Saco City records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	381 LUDLOW ST, PORTLAND, ME 04102-1528
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020
Deed Sale	Jan 3, 2020
Prior Sale	Sep 7, 2012 · Amount on File
Deed Document Number	202020000701
Deed Book / Page	18139 / 194
Transfer Doc	16407-0476
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jan 3, 2020
Property Address	20 OLIVE ST, SACO, ME 04072-1634
Document Number	0181390194
Book / Page	018139 / 000194
Instrument Date	Jan 2, 2020
Instrument	701
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	381 LUDLOW ST PORTLAND ME 041021528, PORTLAND, ME 04102-1528

Tax Assessment & Valuation

The 2025 property tax bill for 20 Olive St was $5,880, up 0.5% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,880.00 (+0.46%)	$414,100 (-0.6%) Land $129,800 Building $284,300
2024	$5,853.00	$416,600 Land $129,800 Building $286,800
2022	$5,473.00	$298,600 Land $98,900 Building $199,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Olive St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Olive St

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