16 Olive St, Saco, ME 04072 Property Records

York County and Saco City property record for 16 Olive St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,960 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$314,100 (Oct 2020)
Tax Bill	$6,239 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`V0705R`

Property Details

APN / Parcel Number

Primary APN	`V0705R`
Alternative APNs	`SACO M:034 L:065 U:000-000` `M:034 L:065 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	V0705R
Street Address	16 OLIVE ST
City	SACO
State	ME
Zip	04072-1634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Legal Subdivision	LEXINGTON
Legal Lot Number	65
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2002
Census Tract	5200

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 LONGMEADOW RD, SCARBOROUGH, ME 04074-8413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage TD BANK NA
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	202053727
Deed Book / Page	18422 / 201
Transfer Doc	0171490971
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	16 OLIVE ST, SACO, ME 04072-1634
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176320174
Date	Dec 22, 2017
Book Page	17632/0174
Instrument	201754510

Lender

Name	TD BANK NA

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 7, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	16 OLIVE ST, SACO, ME 04072-1634
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179510750
Date	May 17, 2019
Book Page	17951/750
Instrument	2019017527

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	16 OLIVE ST, SACO, ME 04072-1634
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180140673
Date	Aug 8, 2019
Book Page	18014/673
Instrument	2019031485

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 23, 2020
Property Address	16 OLIVE ST, SACO, ME 04072-1634
Document Number	0184220201
Book / Page	18422 / 201
Instrument Date	Oct 21, 2020
Instrument	2020053727
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 LONGMEADOW RD, SCARBOROUGH, ME 04074-8413

Mortgage

Document Number	2020053728
Date	Oct 23, 2020
Instrument	2020053728

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,239.00 (+0.58%)	$439,400 (-0.48%) Land $130,000 Building $309,400
2024	$6,203.00 (+7.13%)	$441,500 (+39.76%) Land $130,000 Building $311,500
2022	$5,790.00	$315,900 Land $99,200 Building $216,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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