20 Oleander Ln, Turlock, CA 95380 Property Records

Stanislaus County property record for 20 Oleander Ln, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1991
Lot Size	0.204 acres (8,880 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (May 2017)
Tax Bill	$3,424 (2026)
Deeds & Mortgages	May 2023 Line of Credit Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`043-030-078-000`

Property Details

APN / Parcel Number

Primary APN	`043-030-078-000`
Alternative APNs	`0433078000` `0433078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	8,880 sqft (0.204 acres)
Parking Spaces	2 Parking Spaces
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 OLEANDER LN
City	TURLOCK
State	CA
Zip	95380-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OLEANDER GARDENS
Legal Block	4
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	4
Census Block	4003
Census Tract	3904

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2700 OXFORD AVE, TURLOCK, CA 95382-0861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN ONE CU
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Nov 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
May 12, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Sep 15, 2010 · Amount on Record
Deed Document Number	201734433
Last Transfer Date	Oct 29, 2019
Transfer Doc	0000077391
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	20 OLEANDER LN, TURLOCK, CA 95380-5051
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLEANDER LN, TURLOCK, CA 95380-5051

Mortgage

Document Number	0000021085
Date	May 12, 2023
Instrument	2023-0021085

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	20 OLEANDER LN, TURLOCK, CA 95380-5051
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLEANDER LN, TURLOCK, CA 95380-5051

Mortgage

Document Number	0000009640
Date	Feb 17, 2026
Instrument	2026-0009640

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	20 OLEANDER LN, TURLOCK, CA 95380-5051
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001683
Date	Jan 11, 2019
Instrument	2019-0001683

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	20 OLEANDER LN, TURLOCK, CA 95380-5051
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLEANDER LN, TURLOCK, CA 95380-5051

Mortgage

Document Number	0000101363
Date	Dec 9, 2020
Instrument	2020-0101363

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 4, 2019
Property Address	20 OLEANDER LN, TURLOCK, CA 95380-5051
Document Number	0000077391
Map Reference	MB 34 PG 82
Instrument Date	Oct 29, 2019
Instrument	2019-0077391
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLEANDER LN, TURLOCK, CA 95380-5051

Mortgage

Document Number	0000077392
Date	Nov 4, 2019
Instrument	2019-0077392

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 12, 2017
Property Address	20 OLEANDER LN, TURLOCK, CA 95380-5051
Document Number	0000034433
Map Reference	MAP34 PG82
Instrument Date	May 9, 2017
Instrument	2017-0034433
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 OLEANDER LN, TURLOCK, CA 95380-5051

Mortgage

Document Number	0000034434
Date	May 12, 2017
Instrument	2017-0034434

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,424.00 (+1.81%) Homeowner's exemption	$323,169 (+2%) Land $142,052 Building $181,117
2025	$3,363.00 (+2.13%) Homeowner's exemption	$316,833 (+4.04%) Land $139,267 Building $177,566
2023	$3,293.00 (+1.32%) Homeowner's exemption	$304,532 Land $133,860 Building $170,672
2022	$3,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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