20 Old Sawmill Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 20 Old Sawmill Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2002
Lot Size	0.246 acres (10,737 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Jul 2016)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60003200001660000`

Property Details

APN / Parcel Number

Primary APN	`R60003200001660000`
Alternative APN	`08308342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,737 sqft (0.246 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	20 OLD SAWMILL DR
City	BLUFFTON
State	SC
Zip	29910-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 28 VICTORIA BLUFF S/D PH II PB66 P126
Legal Subdivision	VICTORIA BLUFF S/D
Legal Phase	2
Legal Lot Number	28
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2022
Census Tract	2201

Owner

20 Old Sawmill Dr is owned and occupied by two individuals who bought it in July 2016.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OLD SAWMILL DR, BLUFFTON, SC 29910-6324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2016 · Amount on File
Deed Sale	Jul 12, 2016 · Amount on File
Prior Sale	Sep 25, 2001 · Amount on File
Deed Document Number	201635966
Deed Book / Page	3497 / 1861
Prior Transfer Date	Aug 21, 2003
Prior Transfer Doc	0000068057
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	20 OLD SAWMILL DR, BLUFFTON, SC 29910-6324
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLD SAWMILL DR, BLUFFTON, SC 29910-6324

Mortgage

Document Number	0000000793
Date	Jan 6, 2021
Book Page	3955/2177
Instrument	2021000793

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Old Sawmill Dr was $1,781, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (-0.11%)	$13,820 (-32.72%)
2024	$1,783.00	$20,540 (-) Land $3,800 Building $16,740	$513,500 (-) Land $95,000 Building $418,500
2023	$1,783.00 (+8.72%)	$20,540 (+70.94%) Land $3,800 Building $16,740	$513,500 (+70.94%) Land $95,000 Building $418,500
2022	$1,640.00	$12,016 Land $1,600 Building $10,416	$300,400 Land $40,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Old Sawmill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Old Sawmill Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50