20 Old Cluff Rd, Kennebunkport, ME 04046 Property Records

York County and Kennebunkport Town property record for 20 Old Cluff Rd, Kennebunkport, ME 04046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,516 sqft · built 2018
Lot Size	7.29 acres (317,552 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KENP M:15 B:2 L:1A`

Property Details

APN / Parcel Number

Primary APN	`KENP M:15 B:2 L:1A`
Alternative APN	`1045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Gross Area	4,078 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	317,552 sqft (7.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1045
Street Address	20 OLD CLUFF RD
City	KENNEBUNKPORT
State	ME
Zip	04046-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FF
Legal Subdivision	DENISE A LANGEVIN
Legal Block	2
Legal Lot Number	1A
Jurisdiction	KENNEBUNKPORT ME
Township / Civil Division	KENNEBUNKPORT
Census Block Group	4
Census Block	4008
Census Tract	27000

Owner

20 Old Cluff Rd is owned and occupied by two individuals who acquired it in September 2023.

Source: York County and Kennebunkport Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 22, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Jan 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018
Deed Sale	Jan 11, 2018
Prior Sale	Jun 30, 2017
Deed Document Number	20181370
Deed Book / Page	17641 / 371
Last Transfer Date	Sep 6, 2023
Transfer Doc	0193110319
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNKPORT ME
Recording Date	Sep 13, 2023
Property Address	20 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Document Number	0193110319
Book / Page	19311 / 319
Instrument Date	Sep 6, 2023
Instrument	2023028798
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	20 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNKPORT ME
Property Address	20 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186380057
Date	Apr 21, 2021
Book Page	18638/57
Instrument	2021022998

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNKPORT ME
Property Address	20 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177380525
Date	Jun 22, 2018
Book Page	17738/0525
Instrument	2018023176

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNKPORT ME
Recording Date	Jan 11, 2018
Property Address	20 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Document Number	0176410371
Book / Page	017641 / 000371
Instrument Date	Jan 10, 2018
Instrument	1370
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 TANGLEWOOD DR KENNEBUNK ME 040436307, KENNEBUNK, ME 04043-6307

Tax Assessment & Valuation

The 2025 property tax bill for 20 Old Cluff Rd was $4,102.

Source: York County and Kennebunkport Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunkport Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00	$596,200 Land $212,900 Building $383,300
2024			$572,565
2023	$3,726.00 (+0.03%)	$596,200 (-3.96%) Land $212,900 Building $383,300
2022	$3,725.00	$620,800 Land $237,500 Building $383,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Old Cluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Old Cluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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