2 Old Cluff Rd, Kennebunkport, ME 04046 Property Records

York County and Kennebunkport Town property record for 2 Old Cluff Rd, Kennebunkport, ME 04046

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,189 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2013)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	Feb 2024 Refinance Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENP M:15 B:2 L:1F`

Property Details

APN / Parcel Number

Primary APN	`KENP M:15 B:2 L:1F`
Alternative APN	`1050`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,189 sqft Living Area
Gross Area	6,986 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1050
Street Address	2 OLD CLUFF RD
City	KENNEBUNKPORT
State	ME
Zip	04046-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FF
Legal Block	2
Legal Lot Number	1F
Jurisdiction	KENNEBUNKPORT ME
Township / Civil Division	KENNEBUNKPORT
Census Block Group	4
Census Block	4008
Census Tract	27000

Owner

2 Old Cluff Rd is owned and occupied by two individuals who bought it in December 2013.

Source: York County and Kennebunkport Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
Mar 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2013 · Amount on File
Deed Sale	Dec 30, 2013 · Amount on File
Deed Document Number	201361914
Deed Book / Page	16756 / 667
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNKPORT ME
Property Address	2 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193950132
Date	Feb 29, 2024
Book Page	19395/132
Instrument	2024005908

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNKPORT ME
Property Address	2 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192110415
Date	Mar 21, 2023
Book Page	19211/415
Instrument	2023007374

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNKPORT ME
Property Address	2 OLD CLUFF RD, KENNEBUNKPORT, ME 04046-5233
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180910118
Date	Nov 6, 2019
Book Page	18091/118
Instrument	2019047541

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2 Old Cluff Rd was $5,384.

Source: York County and Kennebunkport Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunkport Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,384.00	$782,500 Land $183,000 Building $599,500
2024			$993,130
2023	$4,891.00 (+4.96%)	$782,500 (+0.75%) Land $183,000 Building $599,500
2022	$4,660.00	$776,700 Land $183,000 Building $593,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Old Cluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Old Cluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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