20 Off Bourne St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 20 Off Bourne St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2019)
Tax Bill	$5,841 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:72`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:72`
Alternative APN	`M:0071 L:000072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	628 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 OFF BOURNE ST
City	THREE RIVERS
State	MA
Zip	01080-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	72
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 OFF BOURNE ST, THREE RIVERS, MA 01080-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Mar 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Prior Transfer Date	Oct 22, 2019
Prior Transfer Doc	22915-259
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Oct 23, 2019
Property Address	20 BOURNE ST, THREE RIVERS, MA 01080
Document Number	22915-259
Book / Page	022915 / 000259
Instrument Date	Oct 22, 2019
Instrument	61777
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BOURNE ST PALMER MA 01080, PALMER, MA 01080

Mortgage

Document Number	22915-263
Date	Oct 23, 2019
Book Page	022915/000263
Instrument	61778

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Mar 22, 2019
Property Address	20 BOURNE ST, THREE RIVERS, MA 01080
Document Number	22595-319
Book / Page	022595 / 000319
Instrument Date	Mar 20, 2019
Instrument	14189
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$421.73
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 GLENDALE RD HAMPDEN MA 010369657, HAMPDEN, MA 01036-9657

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	PALMER MA
Recording Date	Feb 12, 2018
Property Address	20 BOURNE ST, THREE RIVERS, MA 01080
Document Number	22057-405
Book / Page	022057 / 000405
Instrument Date	Nov 6, 2017
Instrument	7494
Transaction Type	Foreclosure
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Tax	$594.83
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1800 TAPO CANYON RD SIMI VALLEY CA 930636712, SIMI VALLEY, CA 93063-6712
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,841.00 (+6.47%)	$320,400 (+10.14%) Land $60,600 Building $259,800	$285,760 (-4.63%)
2024	$5,486.00 (+3.53%)	$290,900 (+8.26%) Land $55,100 Building $235,800	$299,630
2023	$5,299.00	$268,700 Land $55,100 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Off Bourne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures