14 Off Bourne St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 14 Off Bourne St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,416 sqft · built 1951
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Jun 2019)
Tax Bill	$5,515 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:70`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:70`
Alternative APN	`M:0071 L:000070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,416 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	14 OFF BOURNE ST
City	THREE RIVERS
State	MA
Zip	01080-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	70
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 OFF BOURNE ST, THREE RIVERS, MA 01080-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MTG SVCS
Jul 26, 2018	Quit Claim Deed, Transfer
Aug 4, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	22724-28
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jun 24, 2019
Property Address	14 BOURNE ST, THREE RIVERS, MA 01080
Document Number	22724-28
Book / Page	022724 / 000028
Instrument Date	Jun 20, 2019
Instrument	33925
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$957.90
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BOURNE ST PALMER MA 01080, PALMER, MA 01080

Mortgage

Document Number	22724-32
Date	Jun 24, 2019
Book Page	022724/000032
Instrument	33926

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Mortgage

Document Number	22724-47,
Date	Jun 24, 2019
Book Page	022724/000047
Instrument	33927

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2034

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 26, 2018
Property Address	14 BOURNE ST, THREE RIVERS, MA 01080
Document Number	22282-535
Book / Page	022282 / 000535
Instrument Date	Jul 19, 2018
Instrument	43311
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Tax	$476.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 MAYNARD RD WILBRAHAM MA 010951210, WILBRAHAM, MA 01095-1210

August 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	PALMER MA
Recording Date	Aug 4, 2017
Property Address	14 BOURNE ST, THREE RIVERS, MA 01080
Document Number	21798-26
Book / Page	021798 / 000026
Instrument Date	Jul 27, 2017
Instrument	44847
Transaction Type	Foreclosure
Record Updated	Aug 22, 2017

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,515.00 (+7.15%)	$302,500 (+10.85%) Land $60,600 Building $241,900	$300,295 (+0.96%)
2024	$5,147.00 (+2.76%)	$272,900 (+7.44%) Land $55,100 Building $217,800	$297,445
2023	$5,009.00	$254,000 Land $55,100 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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