20 Observer St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 20 Observer St, Springfield, MA 01104 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1952
Square Footage	1,737 sqft Living Area
Lot Size	11,199 sqft (0.257 acres)
Occupancy	Owner Occupied
Last Sale	$89,000 (2001)
Tax Bill	$3,793.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09227 P:0002`
Alternative APN	`92270002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,737 sqft Living Area
1st Floor	912 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	11,199 sqft (0.257 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	92270002
Street Address	20 OBSERVER ST
City	SPRINGFIELD
State	MA
Zip	01104-1715
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	SPRINGFIELD PROP SURV
Jurisdiction	SPRINGFIELD MA
Minor Civil Division	SPRINGFIELD
Census Blockgroup	1
Census Block	1025
Census Tract	800202

Owner

Source: Hampden County and Springfield City records · APN SPRI S:09227 P:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 OBSERVER ST, SPRINGFIELD, MA 01104-1715
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2001 · Amount on Record
Deed Sale	Dec 12, 2001 · Amount on Record
Prior Sale	Dec 04, 1987 · Amount on Record
Deed Book / Page	12029 / 364
Transfer Doc	19022-310
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	20 OBSERVER ST, SPRINGFIELD, MA 01104-1715
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026163-346
Date	Dec 23, 2025
Book Page	26163/346
Instrument	62098

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00 (+13.49%)	$241,900 (+23.42%) Land $40,200 Building $201,700	$290,320 (-11.19%)
2024			$326,895
2023	$3,342.00	$196,000 Land $37,400 Building $158,600