42 Observer St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 42 Observer St, Springfield, MA 01104 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2001
Square Footage1,820 sqft Living Area
Lot Size15,860 sqft (0.364 acres)
OccupancyOwner Occupied
Last Sale$387,000 (2023)
Tax Bill$6,147.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:09227 P:0025
Alternative APN
  • 92270025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,820 sqft Living Area
1st Floor720 sqft 1st Floor
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area15,860 sqft (0.364 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number92270025
Street Address42 OBSERVER ST
CitySPRINGFIELD
StateMA
Zip01104-1715
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionPLAN H22773C
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup1
Census Block1025
Census Tract800202

Owner

Source: Hampden County and Springfield City records · APN SPRI S:09227 P:0025

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address42 OBSERVER ST, SPRINGFIELD, MA 01104-1715
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
FLORENCE BANK
Aug 25, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleAug 25, 2020 · Amount on Record
Transfer Doc207151
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 31, 2023
Property Address42 OBSERVER ST, SPRINGFIELD, MA 01104-1715
Document Number0000234706
Instrument DateAug 31, 2023
Instrument234706
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 LAMONT ST, SPRINGFIELD, MA 01119-1422

Mortgage

Document Number0000234707
DateAug 31, 2023
Instrument234707
Lender
NameFLORENCE BANK
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.13%
Type Change DateSep 01, 2033
Max Rate At Change2.75%
Index1-Year CMT

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 25, 2020
Property Address42 OBSERVER ST, SPRINGFIELD, MA 01104-1715
Document Number0000223014
Instrument DateAug 18, 2020
Instrument223014
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,372.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 WARREN TER SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Mortgage

Document Number223015
DateAug 25, 2020
Instrument223015
Lender
NameNEWREZ LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2050

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,147.00 (+12.98%)$392,000 (+22.85%) Land $41,700 Building $350,300$402,135 (+11.45%)
2024$360,810
2023$5,441.00$319,100 Land $38,800 Building $280,300

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