20 N Main St, Niantic, CT 06357 Property Records

East Lyme Town property record for 20 N Main St, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 1950
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on Record
Last Sale	$51,000 (Jan 2012)
Tax Bill	$5,425 (2026)
Deeds & Mortgages	Feb 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:017.6 B:00085 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.6 B:00085 L:00000`
Alternative APN	`3399`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	740 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3399
Street Address	20 N MAIN ST
City	NIANTIC
State	CT
Zip	06357-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	85
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1028
Census Tract	870704

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	20 N MAIN ST, NIANTIC, CT 06357-2619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2012 · Amount on Record
Deed Sale	Jan 31, 2012 · Amount on Record
Deed Book / Page	883 / 802
Last Transfer Date	Feb 20, 2025
Transfer Doc	001119-981
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Feb 28, 2025
Property Address	20 N MAIN ST, NIANTIC, CT 06357-2619
Document Number	001119-981
Book / Page	1119 / 981
Instrument Date	Feb 20, 2025
Instrument	420
Transaction Type	Transfer
Record Updated	Mar 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N MAIN ST, NIANTIC, CT 06357-2619

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,425.00 (+8.18%)	$187,390 (+4.65%) Land $82,950 Building $104,440	$435,817 (+247.7%)
2025	$5,015.00	$179,060 (-) Land $82,950 Building $96,110	$125,342 Land $58,065 Building $67,277
2024	$5,015.00 (+12.57%)
2023	$4,455.00 (+4.36%)	$179,060 (-) Land $82,950 Building $96,110
2022	$4,269.00	$179,060 Land $82,950 Building $96,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20