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12 N Main St, Niantic, CT 06357 Property Records

East Lyme Town property record for 12 N Main St, Niantic, CT 06357

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 691 sqft · built 1930
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Aug 2022)
Tax Bill$3,976 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNELYM M:017.6 B:00083 L:00000

Property Details

APN / Parcel Number

Primary APNELYM M:017.6 B:00083 L:00000
Alternative APN
  • 5041

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area691 sqft Living Area
Gross Area1,196 sqft
1st Floor Area424 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,307 sqft (0.03 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number5041
Street Address12 N MAIN ST
CityNIANTIC
StateCT
Zip06357-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block83
JurisdictionEAST LYME CT
Township / Civil DivisionEAST LYME
Census Block Group1
Census Block1028
Census Tract870704

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 N MAIN ST, NIANTIC, CT 06357-2619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
ESSEX SAVINGS BANK
Aug 8, 2017Deed of Trust, Mortgage · Line of Credit
LIBERTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Prior SaleJul 13, 2012 · Amount on Record
Deed Document Number20222257
Deed Book / Page1085 / 174
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateAug 3, 2022
Property Address12 N MAIN ST, NIANTIC, CT 06357-2619
Document Number001085-174
Book / Page1085 / 174
Instrument DateAug 2, 2022
Instrument2257
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 N MAIN ST, EAST LYME, CT 06333

Mortgage

Document Number0000002258
DateAug 3, 2022
Instrument2258
Lender
NameESSEX SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address12 N MAIN ST, NIANTIC, CT 06357-2619
Document Number985-1
Book / Page000985 / 000001
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 N MAIN ST NIANTIC CT 063572619, NIANTIC, CT 06357-2619

Mortgage

Document Number985-1
DateAug 8, 2017
Book Page000985/000001
Lender
NameLIBERTY BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,976.00 (+4.74%)$137,340 (+1.34%) Land $82,390 Building $54,950$294,421 (+210.36%)
2025$3,796.00$135,520 (-) Land $82,390 Building $53,130$94,864 Land $57,673 Building $37,191
2024$3,796.00 (+12.57%)
2023$3,372.00 (+4.36%)$135,520 (-) Land $82,390 Building $53,130
2022$3,231.00$135,520 Land $82,390 Building $53,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LYME WATER & SEWER COMMISSION
serves 15,245 people · EPA ID CT0450011
Water SourcePurchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State InspectionNov 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 2,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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