20 Millbrook Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 20 Millbrook Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,004 sqft · built 1975
Lot Size	0.651 acres (28,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,940 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 51`

Property Details

APN / Parcel Number

Primary APN	`MAP 51`
Alternative APN	`WILB M:7850 B:20 L:3261`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	4,869 sqft
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,350 sqft (0.651 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 51
Street Address	20 MILLBROOK DR
City	WILBRAHAM
State	MA
Zip	01095-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Subdivision	PLAN 26198E SHEET 01
Legal Block	20
Legal Lot Number	3261
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3011
Census Tract	813602

Owner

20 Millbrook Dr is owned and occupied by two individuals.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 MILLBROOK DR, WILBRAHAM, MA 01095-2706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER SPRINGFIELD CREDIT UNION
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER SPRINGFIELD CU
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit GREATER SPRINGFIELD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	20 MILLBROOK DR, WILBRAHAM, MA 01095-2706
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230784
Date	Jun 13, 2022
Instrument	230784

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	20 MILLBROOK DR, WILBRAHAM, MA 01095-2706
Document Number	0000224059
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MILLBROOK DR WILBRAHAM MA 010952706, WILBRAHAM, MA 01095-2706

Mortgage

Document Number	0000224059
Date	Nov 24, 2020
Instrument	224059

Lender

Name	GREATER SPRINGFIELD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 23, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	20 MILLBROOK DR, WILBRAHAM, MA 01095-2706
Document Number	0002221811
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MILLBROOK DR WILBRAHAM MA 010952706, WILBRAHAM, MA 01095-2706

Mortgage

Document Number	0002221811
Date	Jun 15, 2020
Instrument	2221811

Lender

Name	GREATER SPRINGFIELD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 Millbrook Dr was $7,940, down 0.3% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,940.00 (-0.34%)	$455,000 (+2.11%) Land $111,100 Building $343,900	$482,334 (+2.2%)
2025	$7,967.00 (+9.2%)	$445,600 (+12.98%) Land $111,100 Building $334,500	$471,960 (-0.44%)
2024	$7,296.00 (+5.28%)	$394,400 (+6.42%) Land $111,100 Building $283,300	$474,050
2023	$6,930.00	$370,600 Land $111,100 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Millbrook Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Millbrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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