20 Mary Beth Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 20 Mary Beth Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,605 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$173,999 (Dec 2018)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A952000489`

Property Details

APN / Parcel Number

Primary APN	`A952000489`
Alternative APN	`2-0126-7111-00-0103.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,085 sqft
Basement Area	896 sqft
Finished Basement	520 sqft
Unfinished Basement	376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000489
Street Address	20 MARY BETH CT
City	O FALLON
State	MO
Zip	63368-7980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PL #4 LOT 103
Legal Subdivision	KENSINGTON PL #4
Legal Lot Number	103
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2003
Census Tract	311739

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 MARY BETH CT, O FALLON, MO 63368-7980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Jul 24, 2013 · Amount on File
Deed Document Number	2018706690
Deed Book / Page	7016 / 1097
Prior Transfer Date	Jan 5, 1999
Prior Transfer Doc	0021900712
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 MARY BETH CT, O FALLON, MO 63368-7980
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000532790
Date	Sep 27, 2019
Book Page	7150/1923
Instrument	20190927000532790

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 19, 2018
Property Address	20 MARY BETH CT, O FALLON, MO 63368-7980
Document Number	0000706690
Book / Page	7016 / 1097
Map Reference	MB 31 PG 399&400
Instrument Date	Dec 13, 2018
Instrument	20181219000706690
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2343 MARBURY WAY, 2343, O FALLON, MO 63368-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MARY BETH CT, O FALLON, MO 63368-7980

Mortgage

Document Number	0000706700
Date	Dec 19, 2018
Instrument	20181219000706700

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,687 (-)	$277,300 (-) Land $50,000 Building $227,300
2025	$3,391.00 (+6.94%)	$52,687 (+10.19%)	$277,300 (+10.19%) Land $50,000 Building $227,300
2024	$3,171.00
2023		$47,815
2022			$251,656 Land $40,000 Building $211,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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