18 Mary Beth Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 18 Mary Beth Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,370 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$21,280 (Dec 2023)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A952000488`

Property Details

APN / Parcel Number

Primary APN	`A952000488`
Alternative APN	`2-0126-7111-00-0102.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,064 sqft
Basement Area	480 sqft
Finished Basement	306 sqft
Unfinished Basement	174 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000488
Street Address	18 MARY BETH CT
City	O FALLON
State	MO
Zip	63368-7980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PL #4 LOT 102
Legal Subdivision	KENSINGTON PL #4
Legal Lot Number	102
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2003
Census Tract	311739

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 MARY BETH CT, O FALLON, MO 63368-7980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ELECTRO SAVINGS CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	202349700
Prior Transfer Date	Nov 15, 2023
Prior Transfer Doc	0000049700
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 6, 2023
Property Address	18 MARY BETH CT, O FALLON, MO 63368-7980
Document Number	0000049700
Map Reference	MB 31 PG 399
Instrument Date	Nov 15, 2023
Instrument	2023R-049700
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MARY BETH CT, O FALLON, MO 63368-7980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MARY BETH CT, O FALLON, MO 63368-7980

Mortgage

Document Number	0000049707
Date	Dec 6, 2023
Instrument	2023R-049707

Lender

Name	ELECTRO SAVINGS CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 15, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	18 MARY BETH CT, O FALLON, MO 63368-7980
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MARY BETH CT, O FALLON, MO 63368-7980

Mortgage

Document Number	0000609840
Date	Aug 24, 2020
Book Page	7378/1770
Instrument	20200824000609840

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 15, 2019
Property Address	18 MARY BETH CT, O FALLON, MO 63368-7980
Document Number	0000231690
Book / Page	7074 / 1293
Map Reference	MB 31 PG 399
Instrument Date	May 13, 2019
Instrument	20190515000231690
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	US TITLE CORP & AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MARY BETH CT, 18, O FALLON, MO 63368-7980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MARY BETH CT, O FALLON, MO 63368-7980

Mortgage

Document Number	0000231700
Date	May 15, 2019
Instrument	20190515000231700

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,616 (-)	$234,821 (-) Building $234,821
2025	$2,878.00 (-5.48%)	$44,616 (-2.76%)	$234,821 (-2.76%) Building $234,821
2024	$3,045.00
2023		$45,884
2022			$241,494 Building $241,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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