20 Makarainen Rd, Ithaca, NY 14850 Property Records

Tompkins County and Danby Town property record for 20 Makarainen Rd, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,637 sqft · built 1880
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,500 (Jul 2016)
Tax Bill	$7,583 (2026)
Deeds & Mortgages	Apr 2020 Loan Modification Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502200 4.-1-29.6`

Property Details

APN / Parcel Number

Primary APN	`502200 4.-1-29.6`
Alternative APN	`220000400000010290060000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,637 sqft Living Area
1st Floor Area	1,551 sqft
2nd Floor Area	1,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	438,214 sqft (10 acres)
Porch	Porch
Porch Area	154 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20 MAKARAINEN RD
City	ITHACA
State	NY
Zip	14850-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Block	1
Legal Lot Number	29.006
Jurisdiction	TOMPKINS NY
Township / Civil Division	DANBY
Census Block Group	2
Census Block	2019
Census Tract	1902

Owner

Source: Tompkins County and Danby Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 MAKARAINEN RD, ITHACA, NY 14850-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Loan Modification, Mortgage · Conventional with PMI CFCU CMNTY CU
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFCU CMNTY CU
Aug 7, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Deed Book / Page	2016 / 8830
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TOMPKINS NY
Property Address	20 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000009751
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MAKARAINEN RD ITHACA NY 148509439, ITHACA, NY 14850-9439

Mortgage

Document Number	0000009751
Date	Oct 1, 2020
Instrument	9751

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	20 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000009750
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MAKARAINEN RD ITHACA NY 148509439, ITHACA, NY 14850-9439

Mortgage

Document Number	0000009750
Date	Oct 1, 2020
Instrument	9750

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TOMPKINS NY
Recording Date	Aug 7, 2018
Property Address	20 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000008868
Instrument Date	Jul 18, 2018
Instrument	8868
Transaction Type	Transfer
Record Updated	Sep 25, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MAKARAINEN RD ITHACA NY 148509439, ITHACA, NY 14850-9439

Tax Assessment & Valuation

Source: Tompkins County and Danby Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Danby Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,583.00 (+0.22%)
2025	$7,566.00	$305,000 (+11.72%) Land $46,100 Building $258,900	$305,000 (+11.72%) Land $46,100 Building $258,900
2023		$273,000 Land $46,100 Building $226,900	$273,000 Land $46,100 Building $226,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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