14 Makarainen Rd, Ithaca, NY 14850 Property Records

Tompkins County and Danby Town property record for 14 Makarainen Rd, Ithaca, NY 14850

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,240 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Aug 2023)
Tax Bill	$8,384 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502200 4.-1-29.22`

Property Details

APN / Parcel Number

Primary APN	`502200 4.-1-29.22`
Alternative APN	`50220000400000010290020000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,240 sqft Total Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Foundation Type	No Foundation
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	310 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	14 MAKARAINEN RD
City	ITHACA
State	NY
Zip	14850-9439
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LD
Legal Description	SPLIT FOR '2004
Legal Block	1
Legal Lot Number	29.022
Jurisdiction	TOMPKINS NY
Township / Civil Division	DANBY
Census Block Group	2
Census Block	2019
Census Tract	1902

Owner

Source: Tompkins County and Danby Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 MAKARAINEN RD, ITHACA, NY 14850-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMUNG CANAL TR
Jul 9, 2019	Warranty Deed, Transfer · Conventional with PMI ERIK FRANK
Jun 1, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	20237234
Prior Transfer Date	Feb 2, 2004
Prior Transfer Doc	0448579001
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Aug 17, 2023
Property Address	14 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000007234
Instrument Date	Aug 11, 2023
Instrument	2023-07234
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 FIELDSTONE CIR, ITHACA, NY 14850-9497

Mortgage

Document Number	0000007236
Date	Aug 17, 2023
Instrument	2023-07236

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Sep 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	14 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000010212
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BROOKTONDALE RD BROOKTONDALE NY 148179513, BROOKTONDALE, NY 14817-9513

Mortgage

Document Number	0000010212
Date	Aug 12, 2019
Instrument	10212

Lender

Name	CHEMUNG CANAL TR
Address	ELMIRA, NY 14902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Jul 9, 2019
Property Address	14 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000008106
Instrument Date	Jul 3, 2019
Instrument	8106
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 MAKARAINEN RD ITHACA NY 148509439, ITHACA, NY 14850-9439

Mortgage

Document Number	8108
Date	Jul 9, 2019
Instrument	8108

Lender

Name	ERIK FRANK
Address	188 BROOKTONDALE RD, BROOKTONDALE, NY 14817-9513
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TOMPKINS NY
Recording Date	Jun 1, 2017
Property Address	14 MAKARAINEN RD, ITHACA, NY 14850-9439
Document Number	0000005914
Instrument Date	Jun 1, 2017
Instrument	5914
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BROOKTONDALE RD BROOKTONDALE NY 148179513, BROOKTONDALE, NY 14817-9513

Tax Assessment & Valuation

Source: Tompkins County and Danby Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Danby Town
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,384.00	$335,000 (+9.84%) Land $30,000 Building $305,000	$335,000 (+9.84%) Land $30,000 Building $305,000
2023		$305,000 (+7.02%) Land $30,000 Building $275,000	$305,000 (+7.02%) Land $30,000 Building $275,000
2022		$285,000 Land $30,000 Building $255,000	$285,000 Land $30,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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