Ludlow Town property record for 20 Main St, Ludlow, VT 05149
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5 bd · 2.5 ba · 1,876 sqft · built 1900 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Aug 2019) |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 363-112-12648 |
| Primary APN | 363-112-12648 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 3,715 sqft |
| Basement Area | 1,072 sqft |
| Unfinished Basement | 1,072 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Detached |
| Total Buildings | 2 Buildings |
| Street Address | 20 MAIN ST |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-1106 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | MAIN STREET 20 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 966300 |
Source: Ludlow Town records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 79 WHITE RD, SHREWSBURY, NJ 07702-4026 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 20191240632704 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LUDLOW VT |
| Recording Date | Aug 16, 2019 |
| Property Address | 20 MAIN ST, LUDLOW, VT 05149-1106 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 400 W MAIN ST FREEHOLD NJ 077282529, FREEHOLD, NJ 07728-2529 |
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Municipality | Ludlow Village |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,138.00 (-12.35%) | $170,000 Land $59,800 Building $110,200 |
| 2024 | $3,580.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 individual policies |
| Nearby Flood Policies | 103 units insured incl. 69 condo units |
| Nearby Flood Claims | 53 (1994–2023) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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