10 Main St, Ludlow, VT 05149 Property Records

Ludlow Town property record for 10 Main St, Ludlow, VT 05149

Property Summary

Property TypeCommercial
Details0.5 ba · 7,720 sqft · built 1992
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on Record
Tax Bill$11,869 (2025)
Flood ZoneZone AE (high risk)
APN363-112-10356

Property Details

APN / Parcel Number

Primary APN363-112-10356
Alternative APNs
  • (112) 230553.100
  • M:230 B:553.100

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area7,720 sqft Living Area
Gross Area11,520 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area43,124 sqft (0.99 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 MAIN ST
CityLUDLOW
StateVT
Zip05149-1106
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAIN STREET 10 RETAIL
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1016
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1316, BERLIN, CT 06037-8316
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
MunicipalityLudlow Village
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,869.00 (-12.33%)$642,900 (-) Land $124,600 Building $518,300
2024$13,539.00$642,900 Land $124,600 Building $518,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 individual policies
Nearby Flood Policies103 units insured
incl. 69 condo units
Nearby Flood Claims53 (1994–2023)
Claims Outside the SFHA9 of 53
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 26 claims
  • Tropical Storm Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDLOW VILLAGE WATER DEPT
serves 2,880 people · EPA ID VT0005323
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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