Worcester County and Lancaster Town property record for 20 Main St, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,375 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Aug 2018) |
| Tax Bill | $7,857 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:041.0 B:0000 L:0218.0 |
| Primary APN | LANC M:041.0 B:0000 L:0218.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 218.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 MAIN ST, LANCASTER, MA 01523-2800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Other, Transfer |
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 201887237 |
| Deed Book / Page | 59284 / 68 |
| Transfer Doc | 0059284-68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Aug 6, 2026 |
| Property Address | 20 MAIN ST, LANCASTER, MA 01523-2800 |
| Document Number | 0000067349 |
| Book / Page | 73990 / 30 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202667349 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MAIN ST, LANCASTER, MA 01523-2800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 20 MAIN ST, LANCASTER, MA 01523-2800 |
| Document Number | 0000048164 |
| Book / Page | 73718 / 264 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202648164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 MAIN ST, LANCASTER, MA 01523-2800 |
| Document Number | 0000048164, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 73718/264 |
| Instrument | 202648164 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Oct 10, 2017 |
| Property Address | 20 MAIN ST, LANCASTER, MA 01523-2800 |
| Document Number | 57860-99 |
| Book / Page | 057860 / 000099 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 1 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 31, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $438.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,857.00 (+5.9%) | $486,200 (+12.65%) Land $85,500 Building $400,700 | $373,065 (-32.44%) |
| 2024 | $552,235 | ||
| 2023 | $7,419.00 | $431,600 Land $70,600 Building $361,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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