20 Main St, Festus, MO 63028 Property Records

Jefferson County property record for 20 Main St, Festus, MO 63028

Property Summary

Property Type	Other
Details	1 ba · 4,935 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2019)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Jul 2019 Transfer Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`193.006.04035004`

Property Details

APN / Parcel Number

Primary APN	`193.006.04035004`

Interior

Full Baths	1 Bath
Building Area	4,935 sqft Gross Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20 MAIN ST
City	FESTUS
State	MO
Zip	63028-1903
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CT1
Legal Description	ADAMS WM J PT LOT 4 BLOCK 29
Legal Subdivision	ADAMS WM J
Legal Block	29
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2003
Census Tract	700900

Owner

20 Main St is owned by two individuals who bought it in July 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4100 SPRING VALLEY ESTATES DR, HILLSBORO, MO 63050-2637
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Correction Deed, Transfer SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY
Jul 1, 2019	Warranty Deed, Transfer · Line of Credit BLOOMSDALE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	201918869
Prior Transfer Date	Jun 23, 2008
Prior Transfer Doc	0000040860
Record Updated	Oct 29, 2026

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 1, 2019
Property Address	20 MAIN ST, FESTUS, MO 63028-1903
Document Number	0000018868
Instrument Date	Jun 26, 2019
Instrument	18868
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3412 MILLINGTON DR ST CHARLES MO 633018166, ST CHARLES, MO 63301-8166

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 1, 2019
Property Address	20 MAIN ST, FESTUS, MO 63028-1903
Document Number	0000018869
Instrument Date	Jun 26, 2019
Instrument	18869
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MAIN ST FESTUS MO 630281903, FESTUS, MO 63028-1903

Mortgage

Document Number	18870
Date	Jul 1, 2019
Instrument	18870

Lender

Name	BLOOMSDALE BK
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Main St was $3,093, up 5.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,000 (-) Land $8,600 Building $45,400	$169,000 (-) Land $27,000 Building $142,000
2025	$3,093.00 (+5.28%)	$54,000 Land $8,600 Building $45,400	$169,000 (-) Land $27,000 Building $142,000
2024	$2,938.00 (+0.48%)		$169,000 (+8.4%) Land $27,000 Building $142,000
2023	$2,924.00	$49,800 Land $8,600 Building $41,200	$155,900 Land $27,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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