Jefferson County property record for 10 Main St, Festus, MO 63028
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 11,909 sqft · built 1940 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $270,000 (Mar 2019) |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.04035002 |
| Primary APN | 193.006.04035002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 11,909 sqft Gross Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Heating System | HVAC |
|---|
| Street Address | 10 MAIN ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1903 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CT1 |
| Legal Description | ADAMS W J; PT LOTS 1 & 2 BLK 31 & PT LOT 1 BLK 32 & ADAMS WM J; PT LOTS 1 & 4 BLK 30 (2/16B) |
| Legal Subdivision | ADAMS W J |
| Legal Block | 31,32 |
| Legal Lot Number | 1,2,4 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700900 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 MAIN ST, FESTUS, MO 63028-1903 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY CU |
| Mar 27, 2019 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY CU |
| Nov 15, 2017 | Deed in Lieu of Foreclosure, Foreclosure SECURITY TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Prior Sale | Nov 15, 2017 |
| Deed Document Number | 20198091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 10 MAIN ST, FESTUS, MO 63028-1903 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008988 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024R-008988 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 27, 2019 |
| Property Address | 10 MAIN ST, FESTUS, MO 63028-1903 |
| Document Number | 0000008091 |
| Map Reference | MB 2 PG 14 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019R-008091 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2929 CHOUTEAU AVE, 2929, SAINT LOUIS, MO 63103-2903 |
| Name | Verified Name |
|---|---|
| Address | 407 SPRUCE DR, FESTUS, MO 63028-1533 |
| Document Number | 0000008092 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2019R-008092 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 22, 2024 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 15, 2017 |
| Property Address | 10 MAIN ST, FESTUS, MO 63028-1903 |
| Document Number | 0000036306 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 36306 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13008 SUNNY DAWN CT ST LOUIS MO 631271939, ST LOUIS, MO 63127-1939 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,600 (-) Land $13,600 Building $52,000 | $205,200 (-) Land $42,600 Building $162,600 | |
| 2025 | $3,758.00 (-2.92%) | $65,600 (-) Land $13,600 Building $52,000 | $205,200 (-) Land $42,600 Building $162,600 |
| 2024 | $3,871.00 (+0.49%) | $205,200 (-) Land $42,600 Building $162,600 | |
| 2023 | $3,852.00 | $65,600 Land $13,600 Building $52,000 | $205,200 Land $42,600 Building $162,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 113 (1979–2018) |
| Claims Outside the SFHA | 29 of 113 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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