20 Lone Eagle Trl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 20 Lone Eagle Trl, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,404 sqft · built 1978
Lot Size0.982 acres (42,768 sqft)
OwnerIndividual Name on Record
Tax Bill$4,093 (2024)
Deeds & MortgagesOct 2023 Sale
Flood ZoneZone X (minimal risk)
APN432215A001

Property Details

APN / Parcel Number

Primary APN432215A001
Alternative APN
  • 3-0038-5130-00-0086.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,404 sqft Living Area
Gross Area3,718 sqft
1st Floor Area1,648 sqft
Basement Area1,566 sqft
Finished Basement756 sqft
Unfinished Basement810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area42,768 sqft (0.982 acres)
Lot Dimensions243 ft deep x 176 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Pool Area614 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number432215A001
Street Address20 LONE EAGLE TRL
CitySAINT CHARLES
StateMO
Zip63303-6204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAD9
Legal DescriptionTRAILS OF RIVERWOOD #4 LOT 86
Legal SubdivisionTRAILS OF RIVERWOOD #4
Legal Lot Number86
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3014
Census Tract311145

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2023
Deed SaleOct 30, 2023
Prior SaleApr 22, 2019
Deed Document Number202344725
Prior Transfer DateOct 27, 2023
Prior Transfer Doc0000044725
Record UpdatedSep 20, 2026

October 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateOct 30, 2023
Property Address20 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6204
Document Number0000044725
Map ReferenceMB 19 PG 123
Instrument DateOct 27, 2023
Instrument2023R-044725
Transaction TypeTransfer
Record UpdatedNov 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address135 EXCALIBUR BLVD, TROY, MO 63379-2536

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 EXCALIBUR BLVD, TROY, MO 63379-2536

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,660 (-)$387,682 (-) Building $387,682
2025$73,660 (+11.3%)$387,682 (+11.3%) Building $387,682
2024$4,093.00 (-0.27%)
2023$66,179 (+7.47%)
2022$4,104.00$61,579$348,309 (+7.47%) Land $100,000 Building $248,309
2021$324,099 Land $100,000 Building $224,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims46 (1978–2024)
Claims Outside the SFHA28 of 46
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Flooding, Jun 2011 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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