St. Charles County property record for 19 Lone Eagle Trl, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,604 sqft · built 1976 |
| Lot Size | 0.746 acres (32,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,500 (Mar 2022) |
| Tax Bill | $4,847 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 432213A000 |
| Primary APN | 432213A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,045 sqft Living Area |
| Gross Area | 4,914 sqft |
| 1st Floor Area | 2,604 sqft |
| Basement Area | 1,470 sqft |
| Finished Basement | 441 sqft |
| Unfinished Basement | 1,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,480 sqft (0.746 acres) |
| Lot Dimensions | 232 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 612 sqft |
| Patio Area | 2,864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 432213A000 |
|---|---|
| Street Address | 19 LONE EAGLE TRL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AD9 |
| Legal Description | TRAILS OF RIVERWOOD #2 LOT 78 |
| Legal Subdivision | TRAILS OF RIVERWOOD #2 |
| Legal Lot Number | 78 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 311145 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK STAR |
| Mar 29, 2022 | Warranty Deed, Transfer · Line of Credit BANK STAR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2002 · Amount on Record |
| Deed Document Number | 202217883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 19 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6244 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 19 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6244 |
| Document Number | 0000005634 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023R-005634 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 29, 2022 |
| Property Address | 19 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6244 |
| Document Number | 0000017883 |
| Map Reference | MB 19 PG 84 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022R-017883 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2257 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 LONE EAGLE TRL, SAINT CHARLES, MO 63303-6244 |
| Document Number | 0000017884 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022R-017884 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,847 (-) | $425,510 (-) Land $100,000 Building $325,510 | |
| 2025 | $4,847.00 | $80,847 (+8.85%) | $425,510 (+8.85%) Land $100,000 Building $325,510 |
| 2023 | $74,274 | ||
| 2022 | $390,916 Land $100,000 Building $290,916 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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