20 Lone Bellow Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 20 Lone Bellow Ln, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,555 sqft · built 2003
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$6,691 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:065 B:008 L:003`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:065 B:008 L:003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,555 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	522,720 sqft (12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 LONE BELLOW LN
City	GORHAM
State	ME
Zip	04038-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	8
Legal Lot Number	3
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3014
Census Tract	4100

Owner

20 Lone Bellow Ln is owned by two individuals who bought it in July 2022.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Jul 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Mar 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Jun 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Oct 25, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Mar 25, 2021 · Amount on File
Deed Document Number	202238799
Deed Book / Page	39610 / 135
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	20 LONE BELLOW LN, GORHAM, ME 04038-2810
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391140253
Date	Jan 24, 2022
Book Page	39114/253
Instrument	4592

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Jul 29, 2022
Property Address	20 LONE BELLOW LN, GORHAM, ME 04038-2810
Document Number	0396100135
Book / Page	39610 / 135
Instrument Date	Jul 29, 2022
Instrument	38799
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810

Mortgage

Document Number	0000038800
Date	Jul 29, 2022
Instrument	38800

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Mar 25, 2021
Property Address	20 LONE BELLOW LN, GORHAM, ME 04038-2810
Document Number	0379750257
Book / Page	37975 / 257
Instrument Date	Mar 19, 2021
Instrument	21084
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LONE BELLOW LN, GORHAM, ME 04038-2810

Mortgage

Document Number	21085
Date	Mar 25, 2021
Instrument	21085

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jun 17, 2020
Property Address	20 LONE BELLOW LN, GORHAM, ME 04038-2810
Document Number	0368160170
Book / Page	36816 / 170
Instrument Date	Jun 12, 2020
Instrument	32450
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 MAPLE ST, SOMERSWORTH, NH 03878-1545

Mortgage

Document Number	32451
Date	Jun 17, 2020
Instrument	32451

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Oct 25, 2019
Property Address	20 LONE BELLOW LN, GORHAM, ME 04038-2810
Document Number	0361090252
Book / Page	036109 / 000252
Instrument Date	Oct 25, 2019
Instrument	54388
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	68 EVANS RIDGE RD WINDHAM ME 040624654, WINDHAM, ME 04062-4654

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lone Bellow Ln was $6,691, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,691.00 (+0.68%)	$452,100 (-) Land $111,200 Building $340,900
2024	$6,646.00	$452,100 Land $111,200 Building $340,900
2022	$5,879.00	$457,500 Land $111,200 Building $346,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Lone Bellow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lone Bellow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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