15 Lone Bellow Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 15 Lone Bellow Ln, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,352 sqft · built 1979
Lot Size	10.5 acres (459,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,700 (Sep 2020)
Tax Bill	$7,544 (2025)
Deeds & Mortgages	Dec 2019 Refinance Aug 2020 Refinance + 2 more
Flood Zone	Zone A (high risk)
APN	`GRHM M:065 B:008 L:001`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:065 B:008 L:001`
Alternative APN	`5098`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	5,597 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	459,994 sqft (10.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5098
Street Address	15 LONE BELLOW LN
City	GORHAM
State	ME
Zip	04038-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	8
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3014
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Sep 11, 2020	Warranty Deed, Transfer · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	202056913
Deed Book / Page	37169 / 27
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	0000049541
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362960074
Date	Dec 26, 2019
Book Page	36296/74
Instrument	67284

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370590114
Date	Aug 17, 2020
Book Page	37059/114
Instrument	49326

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390860120
Date	Jan 13, 2022
Book Page	39086/120
Instrument	2768

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Sep 11, 2020
Property Address	15 LONE BELLOW LN, GORHAM, ME 04038-2810
Document Number	0371690027
Book / Page	37169 / 27
Instrument Date	Sep 10, 2020
Instrument	56913
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 WEBB ST APT E, E, WESTBROOK, ME 04092-2942

Mortgage

Document Number	0371690029
Date	Sep 11, 2020
Book Page	37169/29
Instrument	56914

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,544.00 (+0.68%)	$509,700 (-) Land $111,900 Building $397,800
2024	$7,493.00 (+14.4%)	$509,700 (-) Land $111,900 Building $397,800
2022	$6,550.00	$509,700 Land $111,900 Building $397,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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