20 Lloyd Pl, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 20 Lloyd Pl, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,598 sqft · built 1920
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Company Names on File
Last Sale	$625,000 (Apr 2023)
Tax Bill	$13,344 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-06903-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`01-06903-0000-00019`
Alternative APNs	`010019700032` `00002180`

Interior

Stories	2 Stories
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00002180
Street Address	20 LLOYD PL
City	BELLEVILLE
State	NJ
Zip	07109-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42X100
Legal Block	6903
Legal Lot Number	19
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2004
Census Tract	14600

Owner

20 Lloyd Pl is owned by a company that bought it in April 2023.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Company Names on File
Mailing Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 3, 2025	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Apr 25, 2023	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 18, 2021	Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202325020
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	1248000123
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 16, 2026
Property Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522
Document Number	0000025439
Instrument Date	Apr 8, 2026
Instrument	202625439
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PERFECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522

Mortgage

Document Number	0000025439,
Date	Apr 16, 2026
Instrument	202625439

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Nov 3, 2025
Property Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522
Document Number	0000068552
Instrument Date	Jul 14, 2025
Instrument	2025068552
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 25, 2023
Property Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522
Document Number	0000025020
Instrument Date	Mar 28, 2023
Instrument	2023025020
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 LLOYD PL, BELLEVILLE, NJ 07109-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522

Mortgage

Document Number	0000025021
Date	Apr 25, 2023
Instrument	2023025021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 18, 2021
Property Address	20 LLOYD PL, BELLEVILLE, NJ 07109-2522
Document Number	0000125060
Instrument Date	Oct 6, 2021
Instrument	2021125060
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 EDMONTON CT, 204, LIVINGSTON, NJ 07039-8257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LLOYD PL, BELLEVILLE, NJ 07109-2521

Mortgage

Document Number	0000125067
Date	Oct 18, 2021
Instrument	2021125067

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000125063
Date	Oct 18, 2021
Instrument	2021125063

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lloyd Pl was $13,344, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,000 (-) Land $121,400 Building $199,600	$321,000 (-) Land $121,400 Building $199,600
2025	$13,344.00 (+3.08%)	$321,000 Land $121,400 Building $199,600	$321,000 Land $121,400 Building $199,600
2024	$12,945.00
2023		$272,500 Land $121,400 Building $151,100	$272,500 Land $121,400 Building $151,100
2022	$10,493.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Lloyd Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Lloyd Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Lloyd Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures