18 Lloyd Pl, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 18 Lloyd Pl, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,538 sqft · built 1932
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Feb 2019)
Tax Bill	$12,966 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-06903-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`01-06903-0000-00018`
Alternative APNs	`010019700030` `00002179`

Interior

Stories	2 Stories
Building Area	1,538 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00002179
Street Address	18 LLOYD PL
City	BELLEVILLE
State	NJ
Zip	07109-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42X150
Legal Block	6903
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2004
Census Tract	14600

Owner

18 Lloyd Pl is owned and occupied by an individual who bought it in February 2019.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	18 LLOYD PL, BELLEVILLE, NJ 07109-2522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
May 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 25, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Aug 31, 2007 · Amount on File
Deed Document Number	201916246
Prior Transfer Date	Jan 29, 2019
Prior Transfer Doc	0000016246
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 7, 2026
Property Address	18 LLOYD PL, BELLEVILLE, NJ 07109-2522
Document Number	0000022976
Instrument Date	Mar 28, 2026
Instrument	202622976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LLOYD PL, BELLEVILLE, NJ 07109-2522

Mortgage

Document Number	0000022976,
Date	Apr 7, 2026
Instrument	202622976

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 LLOYD PL, BELLEVILLE, NJ 07109-2522
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058277
Date	May 7, 2021
Instrument	2021058277

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 LLOYD PL, BELLEVILLE, NJ 07109-2522
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078420
Date	Aug 14, 2020
Instrument	2020078420

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 25, 2019
Property Address	18 LLOYD PL, BELLEVILLE, NJ 07109-2522
Document Number	0000016246
Instrument Date	Jan 29, 2019
Instrument	16246
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LLOYD PL BELLEVILLE NJ 071092522, BELLEVILLE, NJ 07109-2522

Mortgage

Document Number	16247
Date	Feb 25, 2019
Instrument	16247

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Lloyd Pl was $12,966, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,900 (-) Land $150,200 Building $161,700	$311,900 (-) Land $150,200 Building $161,700
2025	$12,966.00 (+3.08%)	$311,900 Land $150,200 Building $161,700	$311,900 Land $150,200 Building $161,700
2024	$12,578.00
2023		$311,900 Land $150,200 Building $161,700	$311,900 Land $150,200 Building $161,700
2022	$12,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Lloyd Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Lloyd Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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