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20 Lloyd Ln, Nesconset, NY 11767 Property Records

Suffolk County and Smithtown Town property record for 20 Lloyd Ln, Nesconset, NY 11767

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Jun 2010)
Tax Bill$12,765 (2024)
Deeds & MortgagesAug 2021 Refinance
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN473489 141.-4-20

Property Details

APN / Parcel Number

Primary APN473489 141.-4-20
Alternative APNs
  • 0800-141.00-04.00-020.000
  • 348914100000040200000000
  • 47340033160

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,184 sqft Living Area
Gross Area2,977 sqft
1st Floor Area1,088 sqft
2nd Floor Area1,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleColonial
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)
View / LotSuburban
Garage TypeAttached
Garage Area793 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address20 LLOYD LN
CityNESCONSET
StateNY
Zip11767-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-832701 TC-53 *5181 LOT 83 THE HOLLOWS SEC 2
Legal Block4
Legal Lot Number20
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1005
Census Tract135402

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 LLOYD LN, NESCONSET, NY 11767-2209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Feb 13, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2010 · Amount on Record
Deed SaleJun 4, 2010 · Amount on Record
Deed Book / Page12626 / 710
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address20 LLOYD LN, NESCONSET, NY 11767-2209
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233140665
DateAug 18, 2021
Book Page23314/665
InstrumentDM030000
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address20 LLOYD LN, NESCONSET, NY 11767-2209
Document Number0227940658
Instrument DateFeb 13, 2017
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 LLOYD LN NESCONSET NY 117672209, NESCONSET, NY 11767-2209

Mortgage

Document Number0227940658
DateMar 3, 2017
Book Page022794/000658
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMar 2, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,254 (-) Land $300 Building $4,954$656,750 (+10,775.14%) Land $37,500 Building $619,250
2024$12,765.00
2023$5,254 Land $300 Building $4,954$6,039 Land $345 Building $5,694

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–1980)
Claims Outside the SFHA3 of 7
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

May also be available: T-Mobile.

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