Suffolk County and Smithtown Town property record for 16 Lloyd Ln, Nesconset, NY 11767
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,289 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,194 (2024) |
| Deeds & Mortgages | Nov 2018 Refinance Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 141.-4-18 |
| Primary APN | 473489 141.-4-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,254 sqft |
| 2nd Floor Area | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 544 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 16 LLOYD LN |
|---|---|
| City | NESCONSET |
| State | NY |
| Zip | 11767-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-832651 TC-53 *5181 LOT 81 THE HOLLOWS SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 135402 |
16 Lloyd Ln is owned and occupied by two individuals.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LLOYD LN, NESCONSET, NY 11767-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU |
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Mar 11, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 16 LLOYD LN, NESCONSET, NY 11767-2209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229760146 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 22976/146 |
| Instrument | DJ026935 |
| Name | ISLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 16 LLOYD LN, NESCONSET, NY 11767-2209 |
| Document Number | 0228600738 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16 LLOYD LN #2209 NESCONSET NY 117672209, 2209, NESCONSET, NY 11767-2209 |
| Document Number | 0228600738 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 022860/000738 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 16 LLOYD LN, NESCONSET, NY 11767-2209 |
| Document Number | 0228600739 |
| Instrument Date | Mar 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 LLOYD LN NESCONSET NY 117672209, NESCONSET, NY 11767-2209 |
| Document Number | 0228600739 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 022860/000739 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 701 E 60TH ST N, SIOUX FALLS, SD 57104-0432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,425 Land $300 Building $5,125 | $678,125 Land $37,500 Building $640,625 | |
| 2024 | $13,194.00 | ||
| 2023 | $5,425 Land $300 Building $5,125 | $6,236 Land $345 Building $5,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Lloyd Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–1980) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Lloyd Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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