20 Laurel St, Danbury, CT 06810 Property Records

Danbury City property record for 20 Laurel St, Danbury, CT 06810

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1926
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2026)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DANB M:G14 L:292`

Property Details

APN / Parcel Number

Primary APN	`DANB M:G14 L:292`
Alternative APN	`G14292`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	772 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	G14292
Street Address	20 LAUREL ST
City	DANBURY
State	CT
Zip	06810-5321
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA8
Legal Lot Number	292
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2005
Census Tract	210702

Owner

Source: Danbury City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LAUREL ST, DANBURY, CT 06810-5321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Oct 6, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Sep 17, 2015 · Amount on Record
Deed Book / Page	2768 / 361
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Aug 31, 2026
Property Address	20 LAUREL ST, DANBURY, CT 06810-5321
Document Number	2768000361
Book / Page	2768 / 361
Instrument Date	Aug 20, 2026
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LAUREL ST, DANBURY, CT 06810-5321

Mortgage

Date	Aug 31, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	20 LAUREL ST, DANBURY, CT 06810-5321
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02735-1007
Date	Oct 6, 2025
Book Page	2735/1007

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	20 LAUREL ST, DANBURY, CT 06810-5321
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002648-48
Date	Jan 24, 2023
Book Page	2648/48

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	20 LAUREL ST, DANBURY, CT 06810-5321
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2596-894
Date	Nov 15, 2021
Book Page	2596/894

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	20 LAUREL ST, DANBURY, CT 06810-5321
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2556-1164
Date	Apr 5, 2021
Book Page	2556/1164
Instrument	11033540013

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,088.00	$243,600 (-) Land $61,530 Building $182,070	$170,520 Land $43,071 Building $127,449
2024	$6,088.00 (+7.13%)
2023	$5,683.00 (+15.27%)	$243,600 (+39.44%) Land $61,530 Building $182,070
2022	$4,930.00	$174,700 Land $65,000 Building $109,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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