12 Laurel St, Danbury, CT 06810 Property Records

Danbury City property record for 12 Laurel St, Danbury, CT 06810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,245 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$4,781 (2025)
Deeds & Mortgages	Aug 2025 Transfer Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DANB M:G14 L:295`

Property Details

APN / Parcel Number

Primary APN	`DANB M:G14 L:295`
Alternative APN	`G14295`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,245 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	G14295
Street Address	12 LAUREL ST
City	DANBURY
State	CT
Zip	06810-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA8
Legal Lot Number	295
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2005
Census Tract	210702

Owner

12 Laurel St is owned and occupied by an individual who acquired it in August 2025.

Source: Danbury City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12 LAUREL ST, DANBURY, CT 06810-5321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2025
Transfer Doc	002729-936
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANBURY CT
Recording Date	Aug 5, 2025
Property Address	12 LAUREL ST, DANBURY, CT 06810-5321
Document Number	002729-936
Book / Page	2729 / 936
Instrument Date	Aug 1, 2025
Transaction Type	Transfer
Record Updated	Aug 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREL ST, DANBURY, CT 06810-5321

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	12 LAUREL ST, DANBURY, CT 06810-5321
Document Number	2456-368
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREL ST DANBURY CT 068105321, DANBURY, CT 06810-5321

Mortgage

Document Number	2456-368
Date	Dec 3, 2018
Book Page	002456/000368

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Laurel St was $4,781.

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,781.00	$191,310 Land $61,880 Building $129,430	$133,917 Land $43,316 Building $90,601
2024	$4,781.00 (+7.13%)
2023	$4,463.00 (+17.51%)	$191,310 (+42.13%) Land $61,880 Building $129,430
2022	$3,798.00	$134,600 Land $66,300 Building $68,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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