20 Lakeside Way, Palm Coast, FL 32137 Property Records

Flagler County property record for 20 Lakeside Way, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,087 sqft · built 2005
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2971-00000-0410`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2971-00000-0410`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	2,087 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,187 sqft (0.165 acres)
Driveway	Brick Driveway
Driveway Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 LAKESIDE WAY
City	PALM COAST
State	FL
Zip	32137-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 41 OR 1144 PG 1908 OR 1144 PG 1909 OR 2124/1061-CD OR 2387/394-RDMN SUSAN CRAMER RANKIN
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	GRAND HAVEN NORTH
Legal Phase	2
Legal Lot Number	41
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

20 Lakeside Way is owned and occupied by two individuals who acquired it in September 2019.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20 LAKESIDE WAY, PALM COAST, FL 32137-1636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016
Deed Sale	Mar 1, 2016
Prior Sale	Feb 18, 2005 · Amount on File
Deed Book / Page	2124 / 1061
Last Transfer Date	Sep 26, 2019
Transfer Doc	0023870394
Record Updated	Jun 8, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 30, 2019
Property Address	20 LAKESIDE WAY, PALM COAST, FL 32137-1636
Document Number	0023870394
Book / Page	002387 / 000394
Instrument Date	Sep 26, 2019
Instrument	36022
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	29 BRINKS CT STERLING VA 201655795, STERLING, VA 20165-5795

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lakeside Way was $3,570 with a homeowner's exemption, down 44.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,570.00 (-44.36%) Homeowner's exemption	$239,612	$414,036 Land $128,725 Building $285,311
2024	$6,416.00 (+4.73%)
2023	$6,126.00 (+5.99%) Homeowner's exemption	$226,077 (+3%)	$382,586 (+1.57%) Land $118,750 Building $263,836
2022	$5,780.00 Homeowner's exemption	$219,492	$376,677 Land $123,500 Building $253,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lakeside Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lakeside Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000