Flagler County property record for 15 Lakeside Way, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,093 sqft · built 2006 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,000 (Aug 2020) |
| Tax Bill | $5,117 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-31-2971-00000-0550 |
| Primary APN | 15-11-31-2971-00000-0550 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,093 sqft Living Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 2,093 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,492 sqft (0.172 acres) |
| Pool Area | 112 sqft |
| Deck Area | 682 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 LAKESIDE WAY |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 55 OR 1184 PG 1912 OR 1184 PG 1913 OR 1667/1864 OR 2115/269 OR 2464/1262 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | GRAND HAVEN NORTH |
| Legal Phase | 2 |
| Legal Lot Number | 55 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 60301 |
15 Lakeside Way is owned and occupied by two individuals who bought it in August 2020.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LAKESIDE WAY, PALM COAST, FL 32137-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2020 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 21, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on File |
| Deed Sale | Aug 5, 2020 · Amount on File |
| Prior Sale | Aug 5, 2020 · Amount on File |
| Deed Document Number | 202030073 |
| Deed Book / Page | 2464 / 1262 |
| Prior Transfer Date | Jun 13, 2008 |
| Prior Transfer Doc | 0016671864 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 5, 2020 |
| Property Address | 15 LAKESIDE WAY, PALM COAST, FL 32137-1639 |
| Document Number | 0024641262 |
| Book / Page | 2464 / 1262 |
| Map Reference | MB 34 PG 30-33 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020030073 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,513.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10401 W CHARLESTON BLVD RM 118, 10401, LAS VEGAS, NV 89135-8722 |
| Name | Verified Name |
|---|---|
| Address | 15 LAKESIDE WAY, PALM COAST, FL 32137-1639 |
| Document Number | 0024641264 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2464/1264 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 15 LAKESIDE WAY, PALM COAST, FL 32137-1639 |
| Document Number | 0021971708 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 15 LAKESIDE WAY PALM COAST FL 321371639, PALM COAST, FL 32137-1639 |
| Document Number | 0021971708 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 002197/001708 |
| Instrument | 12392 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 15 Lakeside Way was $5,117 with a homeowner's exemption, down 35.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,117.00 (-35.48%) Homeowner's exemption | $324,751 | $439,351 Land $128,725 Building $310,626 |
| 2024 | $7,931.00 (+4.16%) | ||
| 2023 | $7,614.00 (+4.8%) Homeowner's exemption | $306,406 (+3%) | $402,465 (+1.56%) Land $118,750 Building $283,715 |
| 2022 | $7,265.00 Homeowner's exemption | $297,482 | $396,287 Land $123,500 Building $272,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Lakeside Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Lakeside Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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