Polk County property record for 20 Lake Ave, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,843 sqft · built 1973 |
| Lot Size | 0.878 acres (38,259 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,055 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-01-000000-043010 |
| Primary APN | 25-29-01-000000-043010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 38,259 sqft (0.878 acres) |
| Lot Dimensions | 265 ft deep x 195 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 181 sqft |
| Shed | 1 Shed |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 20 LAKE AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | BEG NW COR LOT 1 AQUALANE HGTS PB 37 PG 31 RUN W 51.24 FT S 12 DEG 40 MIN 00 SEC W 631.76 FT TO PC OF CURVE RUN ALONG CURVE S 19 DEG 05 MIN 45 SEC W 93.48 FT TO POB CONT ALONG CURVE S 35 DEG 54 MIN 20 SEC W 141.7 FT TO INTERSECTION WITH CURVE TO RT C |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | BINGHAM J A JR PROP |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14701 |
20 Lake Ave is owned and occupied by two individuals who acquired it in May 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LAKE AVE, WINTER HAVEN, FL 33880-4947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 16, 2025 |
| Transfer Doc | 0000119589 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20 Lake Ave was $1,055 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,104 (+2.7%) | $260,182 (+2.14%) Land $34,632 Building $225,550 | |
| 2025 | $1,055.00 Homeowner's exemption | $121,815 | $254,743 Land $34,632 Building $220,111 |
| 2023 | $1,476.00 (+4.38%) Homeowner's exemption | $114,934 (+3%) | $246,680 (+9.86%) Land $33,550 Building $213,130 |
| 2022 | $1,414.00 Homeowner's exemption | $111,586 | $224,543 Land $28,139 Building $196,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Lake Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures