Polk County property record for 26 Lake Ave, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,140 sqft · built 1982 |
| Lot Size | 0.752 acres (32,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2019) |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-01-000000-043060 |
| Primary APN | 25-29-01-000000-043060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 2,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 32,744 sqft (0.752 acres) |
| Lot Dimensions | 212 ft deep x 160 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 699 sqft |
| Cooling System | Central |
|---|
| Street Address | 26 LAKE AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | BEG 51.24 FT W OF NW COR OF LOT 1 AQUALANE HGTS PB 37 PG 31 RUN S 12 DEG 40 MIN 00 SEC W 155 FT TO POB CONT S 12 DEG 40 MIN 00 SEC W 170 FT N 75 DEG 45 MIN 05 SEC W 188.80 FT N 05 DEG 48 MIN 05 SEC W 145 FT S 83 DEG 57 MIN 25 SEC E 236.24 FT TO POB B |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | BINGHAM J A JR PROP |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14701 |
26 Lake Ave is owned and occupied by two individuals who bought it in December 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 LAKE AVE, WINTER HAVEN, FL 33880-4947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Dec 20, 2019 | Warranty Deed, Transfer · Conventional with PMI GENEVA FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on File |
| Deed Sale | Dec 20, 2019 · Amount on File |
| Deed Document Number | 2019270499 |
| Deed Book / Page | 11082 / 349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 26 LAKE AVE, WINTER HAVEN, FL 33880-4947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 26 LAKE AVE, WINTER HAVEN, FL 33880-4947 |
| Document Number | 0000187545 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 12331/2022 |
| Instrument | 2022187545 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 26 LAKE AVE, WINTER HAVEN, FL 33880-4947 |
| Document Number | 0110820349 |
| Book / Page | 011082 / 000349 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 270499 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 LAKE AVE WINTER HAVEN FL 338804947, WINTER HAVEN, FL 33880-4947 |
| Document Number | 110820351 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 011082/000351 |
| Instrument | 270500 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
The 2025 property tax bill for 26 Lake Ave was $1,729 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,677 (+2.7%) | $334,208 (+0.75%) Land $26,112 Building $308,096 | |
| 2025 | $1,729.00 Homeowner's exemption | $173,980 | $331,707 Land $26,112 Building $305,595 |
| 2023 | $2,122.00 (+3.56%) Homeowner's exemption | $164,152 (+3%) | $321,198 (+13.19%) Land $25,296 Building $295,902 |
| 2022 | $2,049.00 Homeowner's exemption | $159,371 | $283,771 Land $21,216 Building $262,555 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Lake Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures