20 Laguna Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 20 Laguna Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,816 sqft · built 1993
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2006)
Tax Bill	$11,150 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00920-0000-00061-01`

Property Details

APN / Parcel Number

Primary APN	`14-00920-0000-00061-01`
Alternative APN	`14009200000000610001`

Interior

Building Area	1,816 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Lot Area	7,623 sqft (0.175 acres)

Location & Zoning

Street Address	20 LAGUNA DR
City	WAYNE
State	NJ
Zip	07470-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	920
Legal Lot Number	61.1
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3018
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LAGUNA DR, WAYNE, NJ 07470-5923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2006 · Amount on Record
Deed Sale	Aug 11, 2006 · Amount on Record
Prior Sale	Mar 16, 1995 · Amount on Record
Deed Book / Page	1285 / 237
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	20 LAGUNA DR, WAYNE, NJ 07470-5923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049599
Date	Oct 11, 2017
Instrument	2017049599

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,900 (-) Land $83,700 Building $102,200	$185,900 (-) Land $83,700 Building $102,200
2025	$11,150.00 (+0.88%)	$185,900 (-) Land $83,700 Building $102,200	$185,900 (-) Land $83,700 Building $102,200
2024	$11,053.00 (+5.17%)
2023		$185,900 Land $83,700 Building $102,200	$185,900 Land $83,700 Building $102,200
2022	$10,510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	413 (1978–2024)
Claims Outside the SFHA	22 of 413
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 97 claims Severe Storms And Flooding, Mar 2010 · 73 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20