Passaic County and Wayne Township property record for 16 Laguna Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 1988 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,500 (Apr 2020) |
| Tax Bill | $9,081 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00920-0000-00062 |
| Primary APN | 14-00920-0000-00062 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,596 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Lot Area | 8,451 sqft (0.194 acres) |
| Old Parcel Number | 1400212000000062 |
|---|---|
| Street Address | 16 LAGUNA DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/WAYNE |
| Legal Block | 920 |
| Legal Lot Number | 62 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 246203 |
16 Laguna Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LAGUNA DR, WAYNE, NJ 07470-5923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 22, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Dec 30, 2019 | Deed in Lieu of Foreclosure, Foreclosure SERVICELINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on File |
| Deed Sale | Apr 22, 2020 · Amount on File |
| Prior Sale | Dec 30, 2019 |
| Deed Document Number | 202018659 |
| Deed Book / Page | 3788 / 15 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 16 LAGUNA DR, WAYNE, NJ 07470-5923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | NONA TITLE |
| Name | Verified Name |
|---|---|
| Address | 16 LAGUNA DR, WAYNE, NJ 07470-5923 |
| Document Number | 0000058114 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | M18316/104 |
| Instrument | 2022058114 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 16 LAGUNA DR, WAYNE, NJ 07470-5923 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | NATIONAL LINK ORIGINATIONS |
| Name | Verified Name |
|---|
| Document Number | 0000007116 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | M17778/264 |
| Instrument | 2022007116 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 22, 2020 |
| Property Address | 16 LAGUNA DR, WAYNE, NJ 07470-5923 |
| Document Number | 0000018659 |
| Book / Page | D3788 / 15 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 2020018659 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 376 GETTY AVE # 2, 2, PATERSON, NJ 07503-2215 |
| Document Number | 0000018660 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020018660 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 30, 2019 |
| Property Address | 16 LAGUNA DR, WAYNE, NJ 07470-5923 |
| Document Number | 0000060374 |
| Book / Page | 003722 / 000026 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 60374 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 31, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 16 Laguna Dr was $9,081, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,400 (-) Land $72,500 Building $78,900 | $151,400 (-) Land $72,500 Building $78,900 | |
| 2025 | $9,081.00 (+0.88%) | $151,400 Land $72,500 Building $78,900 | $151,400 Land $72,500 Building $78,900 |
| 2024 | $9,002.00 | ||
| 2023 | $151,400 Land $72,500 Building $78,900 | $151,400 Land $72,500 Building $78,900 | |
| 2022 | $8,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Laguna Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 413 (1978–2024) |
| Claims Outside the SFHA | 22 of 413 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Laguna Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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