20 Karen Rd, Windham, NH 03087 Property Records

Rockingham County and Windham Town property record for 20 Karen Rd, Windham, NH 03087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,583 sqft · built 1996
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Trust Names on File
Last Sale	$561,333 (Nov 2018)
Tax Bill	$11,982 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21316`

Property Details

APN / Parcel Number

Primary APN	`21316`
Alternative APN	`WNDM M:19 B:B L:2026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
Gross Area	5,650 sqft
1st Floor Area	1,314 sqft
Attic	Attic
Attic Area	1,246 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	21316
Street Address	20 KAREN RD
City	WINDHAM
State	NH
Zip	03087-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	B
Legal Lot Number	2026
Jurisdiction	WINDHAM TOWN NH
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1009
Census Tract	106102

Owner

20 Karen Rd is owner-occupied and held in a trust since May 2026.

Source: Rockingham County and Windham Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 KAREN RD, WINDHAM, NH 03087-1722
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI GRANITE ST MTG
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage GRANITE ST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Deed Book / Page	5963 / 953
Last Transfer Date	May 18, 2026
Transfer Doc	0000022351
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM TOWN NH
Recording Date	Jun 23, 2026
Property Address	20 KAREN RD, WINDHAM, NH 03087-1722
Document Number	0000002351
Book / Page	6714 / 2978
Instrument Date	May 18, 2026
Instrument	20262351
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 KAREN RD, WINDHAM, NH 03087-1722

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM TOWN NH
Property Address	20 KAREN RD, WINDHAM, NH 03087-1722
Document Number	0061002212
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 KAREN RD WINDHAM NH 030871722, WINDHAM, NH 03087-1722

Mortgage

Document Number	0061002212
Date	Apr 8, 2020
Book Page	006100/002212
Instrument	15399

Lender

Name	GRANITE ST MTG
Type	Mortgage Company
Address	SALEM, NH 03079

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM TOWN NH
Recording Date	Nov 21, 2018
Property Address	20 KAREN RD, WINDHAM, NH 03087-1722
Document Number	0059630953
Book / Page	005963 / 000953
Instrument Date	Nov 21, 2018
Instrument	47646
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,420.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 KAREN RD WINDHAM NH 030871722, WINDHAM, NH 03087-1722

Mortgage

Document Number	59630955
Date	Nov 21, 2018
Book Page	005963/000955
Instrument	47646

Lender

Name	GRANITE ST MTG
Type	Mortgage Company
Address	SALEM, NH 03079

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20 Karen Rd was $11,982, up 3.1% from the year before.

Source: Rockingham County and Windham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Windham Town
Unified School District	Windham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,982.00 (+3.09%)	$846,800 (+64.94%) Land $300,000 Building $546,800
2024	$11,623.00	$513,400 Land $187,400 Building $326,000
2023			$752,400
2022	$10,145.00	$513,400 Land $187,400 Building $326,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Karen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Karen Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 99.8% of New Hampshire
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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