Suffolk County and Smithtown Town property record for 20 Jill Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,046 sqft · built 1988 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Dec 1998) |
| Tax Bill | $21,236 (2024) |
| Deeds & Mortgages | Jan 2018 Loan Modification Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 43.2-2-7 |
| Primary APN | 473489 43.2-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,046 sqft Living Area |
| Gross Area | 3,841 sqft |
| 1st Floor Area | 1,808 sqft |
| 2nd Floor Area | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 20,909 sqft (0.48 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 810 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20 JILL DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-99326.6 TC-51 TIMBER RIDGE @ COMMACK SELOT 222 *8409 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 JILL DR, COMMACK, NY 11725-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1998 · Amount on Record |
| Deed Sale | Dec 1, 1998 · Amount on Record |
| Deed Book / Page | 11931 / 530 |
| Last Transfer Date | Nov 22, 2016 |
| Transfer Doc | D000129080164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 JILL DR, COMMACK, NY 11725-1702 |
| Document Number | 0229090981 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 JILL DR COMMACK NY 117251702, COMMACK, NY 11725-1702 |
| Document Number | 0229090981 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 022909/000981 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 JILL DR, COMMACK, NY 11725-1702 |
| Document Number | 0229090980 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 JILL DR COMMACK NY 117251702, COMMACK, NY 11725-1702 |
| Document Number | 0229090980 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 022909/000980 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2048 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,600 (-1.51%) Land $530 Building $8,070 | $1,075,000 (+10,610.37%) Land $66,250 Building $1,008,750 | |
| 2024 | $21,236.00 | ||
| 2023 | $8,732 Land $530 Building $8,202 | $10,037 Land $609 Building $9,428 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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